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ADIB Credit Cards

Adib credit cards comply with Sharia law, which prohibits banks and financial institutions from charging interest or riba on the money they borrow from them. Therefore, when you use Adib credit cards in the UAE for purchases, you will not be charged any interest on the outstanding balance. Plus, with ADIB credit cards, you can earn tons of benefits such as cashback, rewards, travel deals, free airline tickets, shopping coupons, discounts on food in the UAE, and more!

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ADIB Smiles Visa Gold Card
ADIB Smiles Visa Gold Card
Top Features at a Glance
  • 20,000 Smiles points upon sign up!
  • 8 Smiles points per AED 5 spent locally in the UAE.
  • 6 Smiles points per AED 5 spent internationally.
  • 90 days subscription to Smiles Unlimited Buy 1 Get 1.

Other Benefits:
Airport Lounge Access
Balance Transfer
Valet Parking
Min. Salary:
AED 5000
Annual Fee:
AED 299
Rate:
3.29%
ADIB Smiles Classic Card
ADIB Smiles Classic Card
Top Features at a Glance
  • 5,000 Smiles points upon sign up!
  • 6 Smiles points per AED 5 spent locally in the UAE.
  • 4 Smiles points per AED 5 spent internationally.
  • 10,000 Smiles points as quarterly bonus subject to meeting the spend criteria of AED 25K each quarter.

Other Benefits:
Balance Transfer
Min. Salary:
AED 5000
Annual Fee:
AED 0
Rate:
3.29%
ADIB Etihad Gold Card
ADIB Etihad Gold Card
Top Features at a Glance
  • Welcome bonus of 35,000 Etihad Guest Miles.
  • Free Companion Ticket.
  • Fast track to Etihad Guest Silver Tier.
  • Guest Miles for every AED 4 equivalent spent locally and Internationally.

Other Benefits:
Airport Lounge Access
Roadside Assistance
Min. Salary:
AED 5000
Annual Fee:
AED 1000
Rate:
3.09%
ADIB Etihad Classic Card
ADIB Etihad Classic Card
Top Features at a Glance
  • Welcome bonus of 10,000 Etihad Guest Miles.
  • 100% cash withdrawal limit.
  • Free roadside assistance.
  • Guest Miles for every AED 4 equivalent spent locally and Internationally.

Other Benefits:
Purchase Protection
Roadside Assistance
Min. Salary:
AED 5000
Annual Fee:
AED 500
Rate:
3.09%
ADIB-Cashback-Visa-Platinum
ADIB Cashback Visa Platinum Card
Top Features at a Glance
  • 1% flat Cashback: anywhere – any time.
  • Free roadside assistance service.
  • Withdraw up to 100% of the available credit limit as cash.
  • Up to 4 Free Supplementary cards.
  • Free valet parking service at selected locations across UAE.

Other Benefits:
Airport Lounge Access
Balance Transfer
Dining Offers
Min. Salary:
AED 8000
Annual Fee:
AED 1000
Rate:
3.09%
ADIB Dana Master Card
Top Features at a Glance
  • Access to over 850 VIP Airport Lounges worldwide.
  • Cashback on international spend and on domestic spend.
  • Withdraw 100% of your finance limit as cash.

Other Benefits:
Airport Lounge Access
Balance Transfer
Roadside Assistance
Valet Parking
Min. Salary:
AED 8000
Annual Fee:
AED 299
Rate:
3.09%
ADIB Football Visa Card
Top Features at a Glance
  • 1% Cashback: anywhere – any time
  • Withdraw 100% of your finance limit as a cash
  • Free grace period up to 55 days to repay your outstanding balance

Other Benefits:
Airport Lounge Access
Balance Transfer
Roadside Assistance
Valet Parking
Min. Salary:
AED 8000
Annual Fee:
AED 250
Rate:
3.09%
ADIB Emirates Skywards World Card
ADIB Emirates Skywards World Card
Top Features at a Glance
  • Welcome bonus of 40,000 Skywards Miles on first spend.
  • Fast track to Emirates Skywards Gold tier membership.
  • Two complimentary Home check-in services within Dubai.

Other Benefits:
Airport Lounge Access
Balance Transfer
Golf Offers
Purchase Protection
Travel Insurance
Valet Parking
Min. Salary:
AED 10000
Annual Fee:
AED 1500
Rate:
3.33%
ADIB Smiles Visa Platinum Card
ADIB Smiles Visa Platinum Card
Top Features at a Glance
  • 70,000 Smiles points upon sign up!
  • 10 Smiles points per AED 5 spent locally in the UAE.
  • 8 Smiles points per AED 5 spent internationally.
  • 90 days subscription to Smiles Unlimited Buy 1 Get 1.

Other Benefits:
Airport Lounge Access
Balance Transfer
Valet Parking
Min. Salary:
AED 10000
Annual Fee:
AED 999
Rate:
3.29%
ADIB's Etihad Platinum Card
ADIB Etihad Visa Platinum Card
Top Features at a Glance
  • Welcome bonus of 50,000 Etihad Guest Miles.
  • Free Companion Ticket.
  • Fast track to Etihad Guest Gold Tier.
  • Guest Miles for every AED 4 equivalent spent locally and Internationally.

Other Benefits:
Airport Lounge Access
Balance Transfer
Valet Parking
Min. Salary:
AED 10000
Annual Fee:
AED 2000
Rate:
3.09%
ADIB Smiles Visa Signature Card
ADIB Smiles Visa Signature Card
Top Features at a Glance
  • 70,000 Smiles points upon sign up!
  • 10 Smiles points per AED 5 spent locally in the UAE.
  • 15 Smiles points per AED 5 spent internationally.
  • 1 Year subscription to Smiles Unlimited Buy 1 Get 1.

Other Benefits:
Airport Lounge Access
Balance Transfer
Purchase Protection
Roadside Assistance
Travel Insurance
Valet Parking
Min. Salary:
AED 20000
Annual Fee:
AED 1199
Rate:
3.29%
ADIB Etisalat Visa Platinum Card
ADIB Etisalat Visa Platinum Card
Top Features at a Glance
  • 70,000 Sign Up Etisalat Smiles points equivalent to 38 hours of UAE talk time!
  • Earn 4 Etisalat Smiles points for every Dirham spent local and international transactions.
  • Earn 1 Etisalat Smiles points for every Dirham spent on Specific merchant transactions.
  • Withdraw 100% of your finance limit as cash.

Other Benefits:
Airport Lounge Access
Valet Parking
Min. Salary:
AED 20000
Annual Fee:
AED 999
Rate:
3.09%
ADIB Emirates Skywards World Elite Card
ADIB Emirates Skywards World Elite Card
Top Features at a Glance
  • Welcome bonus of 50,000 Skywards Miles on first spend.
  • Emirates Skywards Silver tier membership.
  • Four complimentary Home check-in services within Dubai.

Other Benefits:
Airport Lounge Access
Balance Transfer
Golf Offers
Purchase Protection
Travel Insurance
Valet Parking
Min. Salary:
AED 25000
Annual Fee:
AED 4500
Rate:
3.33%
ADIB Etisalat Visa Signature Card
ADIB Etisalat Visa Signature Card
Top Features at a Glance
  • 100,000 welcome Etisalat Smiles Points.
  • Earn 6 Etisalat Smiles points for every Dirham spent local and international transactions.
  • Earn 1 Etisalat Smiles points for every Dirham spent on Specific merchant transactions.
  • Free roadside assistance.

Other Benefits:
Airport Lounge Access
Roadside Assistance
Valet Parking
Min. Salary:
AED 25000
Annual Fee:
AED 1199
Rate:
3.09%

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ADIB Credit Cards

About ADIB Bank

Abu Dhabi Islamic Bank was established on May 20, 1997, as a public shareholding company by Emiri Decree No. 9 of 1997. The bank commenced its commercial operations on November 11, 1998, and was officially inaugurated by His Highness Sheikh Abdullah bin Zayed Al Nahyan, Minister of Information and Culture of the United Arab Emirates on April 18, 1999. All Contracts, operations, and transactions in accordance with the principles of Islamic law.

Frequently Asked Questions

Why Choose ADIB Credit Cards?

The Abu Dhabi Islamic credit card offers a banking method that is in accordance with Shariah law. ADIB credit cards do not charge interest. To counter the problem of late payment, Islamic credit cards charge a profit rate.

What is the minimum Salary to Apply for a ADIB Credit Card in UAE?

The minimum Salary to apply for a ADIB Credit Card in Dubai is AED 5,000.

Can I redeem all the reward points earned on ADIB cards at once?

All rewards points come with a minimum redemption cap. Ensure you have enough points to redeem before redemption.

What is ADIB Websecure Service?

ADIB Websecure is an added layer of security that provides additional security when using an ADIB Debit or Credit Card for online purchases.

Do ADIB offers supplementary Credit Cards?

Yes, most ADIB credit cards offer free supplementary cards for family members.

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